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Insurance of Library Books
How library books are insured and which insurance company insures books of library.
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Permalink Reply by Siddhartha Shankar Ray on
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Dear Ms. Indra Dubey,
Thanks for your post.
Library books can be insured through general Insurance companies (like Oriental Insurance, Co. New India Assurance Co. National Insurance Co. etc)
Insurances are made in Lump-Sum on the basis of valuation.
You may consult your accounts people about the nett worth of books after depreciations. For many institutions, these statements are mentioned in their Annual Reports.
There are different types of insurance against several issues; natural calamities (like Flood, Lightning, Earthquake etc.) Accidental/hazardous issues, (Fires/theft/burglary etc.)
However, it requires fulfilling certain obligations as compelling necessities. The Insurance papers have detailed accounts for such pre-requisites.
I hope I could explain your query.
Sincerely,
Siddhartha S. Ray, Calcutta
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